Credit Card Processing.Direct Relationships.Real Answers.
Specialized payment processing for businesses that need more than a standard solution. We help you explore suitable providers with transparent guidance, subject to underwriting approval.
We control the process
Direct relationships with acquiring banks that want this business — no middlemen.
Full transparency
You see where your application stands, and why.
Real answers
Straight talk from people who know high-risk inside and out.
In high risk, that's everything.
Apply Now →Been Denied or Dropped? We Know High-Risk Inside and Out.
Explore processing options for research peptides, nutraceutical and supplement brands, CBD and hemp, and digital platforms. We help assess potential processor fit, including for supplement brands using affiliate-driven sales, direct-response offers, and subscription billing.
Industries We Serve
All placements and final terms are subject to processor underwriting approval. Eligibility depends on products, marketing claims, affiliate practices, billing model, jurisdiction, and processing history. An industry listing does not guarantee acceptance of every business or product.
You work with us — directly
No call centers, no hand-offs. Backed by our in-house underwriting, operations and support teams.
Amit Alcalay
Co-Founder & COO
15+ years of payment processing expertise plus a background in commercial real estate — bringing strategic, cross-industry thinking to every merchant relationship.
A clear process for every merchant
High-risk approvals are won in the preparation. We control the process from pre-vet to launch.
Pre-vet your business
Share your website, processing history and statements. We tell you upfront what the banks will look for — no surprises later.
Match you with the right bank
We place your file with an acquiring bank that actually has an appetite for your vertical, and package it for underwriting.
Underwriting, fully transparent
We handle the bank's questions and document requests. You always know exactly where your application stands.
Launch and stay protected
Go live with a plan for reserves, chargebacks and descriptors — plus a dedicated rep watching your account.
Not high-risk? We've got you too.
From storefronts to e-commerce, we support businesses of every type with honest pricing and real support.
Card Processing
Accept all major credit and debit cards with ultra-low latency, industry-leading approval rates, and easy EMV/chip card processing.
Brick & Mortar Retail
Full point-of-sale solutions for physical storefronts with free terminal installation and hands-on technical support.
Web-Based Processing
Seamlessly accept online payments through a secure, PCI-compliant web gateway optimized for conversions.
Mobile Payments
Apple Pay, Google Pay, and tap-to-pay solutions with full mobile SDK integration for on-the-go businesses.
High Risk Merchants
Specialized processing solutions for high-risk industries that traditional processors turn away. Low Risk – High Risk – All Risk!
Recurring Billing
Flexible subscription and recurring billing management with automated invoicing and smart retry logic.
Why merchants choose Centurion
Direct Bank Relationships
We work directly with acquiring banks that have a real appetite for your business — no layers of middlemen between you and a decision.
Full Transparency
Clear pricing, clear requirements, and clear status updates. You always know where your account stands and why.
Creative Options
When the standard path doesn't fit, we structure solutions that do — reserves, descriptors, multiple MIDs and more.
A Dedicated Rep
One point of contact who knows your business, answers your calls, and reviews your account to keep your rates competitive.
Your hardest deals deserve more than a no.
Bring us the merchants you haven’t been able to place. We review every opportunity, with direct access to acquiring banks and processors and one team to help find a path forward.
One-stop placement support. All placements are subject to underwriting and approval.
When your business needs another path
Shut down or repeatedly declined? Explore how Centurion approaches difficult placements. These are illustrative scenarios, not customer testimonials or verified outcomes. All placements and final terms are subject to underwriting approval.
A merchant loses card acceptance after its processor changes its risk appetite. Centurion reviews the termination reason, processing history, and business model to assess whether another processing relationship may be a fit.
A legitimate business has been declined by multiple banks because of its industry. Centurion evaluates the underlying risk and looks for an acquirer whose underwriting criteria fit, rather than treating every bank's decline as the end of the road.
A nutraceutical brand needs a processor that understands its products, affiliate traffic, and billing practices. Centurion reviews those details alongside fulfillment and dispute history before exploring suitable placement options.
A high-risk online business needs card acceptance but does not know what underwriters need to see. Centurion helps identify documentation gaps, clarify the business model, and prepare a submission for an appropriate processing review.
Get your free rate audit
Upload your statement and a dedicated account rep will return your full audit — with exact savings — within 24 hours. No commitment, no pressure.