Credit Card Processing.Direct Relationships.Real Answers.
We control the process
Direct relationships with acquiring banks that want this business — no middlemen.
Full transparency
You see where your application stands, and why.
Real answers
Straight talk from people who know high-risk inside and out.
In high risk, that's everything.
Apply Now →Been Denied or Dropped? We Know High-Risk Inside and Out.
Most processors won't touch your industry. We know its ins and outs — and our acquiring banks actively want this business. We manage the process directly, so you get full transparency and real answers at every step.
Industries We Serve
Don't see your industry? Contact us — we review all verticals.
A clear process for every merchant
High-risk approvals are won in the preparation. We control the process from pre-vet to launch.
Pre-vet your business
Share your website, processing history and statements. We tell you upfront what the banks will look for — no surprises later.
Match you with the right bank
We place your file with an acquiring bank that actually has an appetite for your vertical, and package it for underwriting.
Underwriting, fully transparent
We handle the bank's questions and document requests. You always know exactly where your application stands.
Launch and stay protected
Go live with a plan for reserves, chargebacks and descriptors — plus a dedicated rep watching your account.
Not high-risk? We've got you too.
From storefronts to e-commerce, we support businesses of every type with honest pricing and real support.
Card Processing
Accept all major credit and debit cards with ultra-low latency, industry-leading approval rates, and easy EMV/chip card processing.
Brick & Mortar Retail
Full point-of-sale solutions for physical storefronts with free terminal installation and hands-on technical support.
Web-Based Processing
Seamlessly accept online payments through a secure, PCI-compliant web gateway optimized for conversions.
Mobile Payments
Apple Pay, Google Pay, and tap-to-pay solutions with full mobile SDK integration for on-the-go businesses.
High Risk Merchants
Specialized processing solutions for high-risk industries that traditional processors turn away. Low Risk – High Risk – All Risk!
Recurring Billing
Flexible subscription and recurring billing management with automated invoicing and smart retry logic.
Why merchants choose Centurion
Direct Bank Relationships
We work directly with acquiring banks that have a real appetite for your business — no layers of middlemen between you and a decision.
Full Transparency
Clear pricing, clear requirements, and clear status updates. You always know where your account stands and why.
Creative Options
When the standard path doesn't fit, we structure solutions that do — reserves, descriptors, multiple MIDs and more.
A Dedicated Rep
One point of contact who knows your business, answers your calls, and reviews your account to keep your rates competitive.
You work with us — directly
No call centers, no hand-offs. Backed by our in-house underwriting, operations and support teams.
Michael Kleinman
Co-Founder & CEO
Two decades in payment processing across low- and high-risk industries. Michael works directly with merchants and acquiring banks to get deals placed the right way.
Amit Alcalay
Co-Founder & COO
15+ years of payment processing expertise plus a background in commercial real estate — bringing strategic, cross-industry thinking to every merchant relationship.
In their words
Merchants who moved their processing to Centurion — and what changed on their statements.
Switched in two days. Our first statement with Centurion saved us over $400 compared to what we were paying. I wish we'd done it sooner.
As an eye doctor's office we process a lot of cards. Centurion cut our effective rate by nearly a full percent. That's real money every month.
I run a nutraceuticals brand. Two processors dropped us in 18 months. Centurion found us a bank that actually wanted our business — been processing ever since.
I uploaded my statement on a Monday. By Wednesday we were live on Centurion at a lower rate. Zero downtime. Zero headaches.
Get your free rate audit
Upload your statement and a dedicated account rep will return your full audit — with exact savings — within 24 hours. No commitment, no pressure.